TYPES OF SPECIALIST MORTGAGE ADVICE AVAILABLE

Your Mortgage options

When it comes to finding a mortgage, the possibilities are endless. However, by getting to know you and what your needs and priorities are, with my advice you will be able to make an informed decision on what will be the most suitable mortgage for your circumstances. Contact me for information about different types of mortgages and I’ll be happy to explain them and help you find one that suits your needs and preferences.

RESIDENTIAL PURCHASE AND REFINANCE.

Taking a holistic approach, I will get to know you, your needs, your preferences, your circumstances and your future plans. Based on this I will advice on the best fit mortgage that meets your needs and circumstances.

I will provide you with all the information needed for you to make an informed decision.

BUY TO LET PURCHASE, REFINANCE AND PORTFOLIO LENDING ADVICE.

Since 2016, I have been helping clients to navigate the Buy to let market. Whether you are a first time landlord, you are looking at expanding your portfolio or you have been advised to incorporate your portfolio into a limited company, my experience in the specialist Buy to let market has given me the tools to assist you with your mortgage needs.

BRIDGING AND DEVELOPMENT FINANCE

Whether you are looking at getting finance in place to allow for the purchase of your dream home, or you need a short term loan to allow you to do a property up before letting it, or you are looking at a heavy refurbishment perhaps to transform a residential property into an house of multiple occupancy; Bridging and Development finance can be the right solution, and I am here to assist.

CREDIT IMPAIRED MORTGAGE ADVICE.

Many times I have met clients that in the past have had a blip in their finances. Some life events can cause a negative impact on your credit record. Be it a divorce, a redundancy, a bankruptcy or IVA, any of these can have a detrimental effect on your ability to secure a mortgage.

Having extensive experience advising clients with these kind of backgrounds, I am in a position to either potentially assist you to secure a mortgage with a specialist lender or provide guidance on how to improve your chances of a mortgage in the future.

IMPORTANT INFORMATION

Things that you have to be aware of.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

SOME FORMS OF BUY TO LET ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.